LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,651
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,822
−HK$1,190/mo
Today · 4.125%
HK$40,012
baseline
▲ 0.50% · 4.625%
HK$42,447
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,024/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,886
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,010
−HK$1,139/mo
Today · 4.125%
HK$44,149
baseline
▲ 0.50% · 4.625%
HK$46,476
+HK$2,327/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,298/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,181
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,586
−HK$1,428/mo
Today · 4.125%
HK$48,014
baseline
▲ 0.50% · 4.625%
HK$50,936
+HK$2,922/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$96,028/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,264
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,612
−HK$1,367/mo
Today · 4.125%
HK$52,979
baseline
▲ 0.50% · 4.625%
HK$55,772
+HK$2,793/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$105,958/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,711
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,351
−HK$1,666/mo
Today · 4.125%
HK$56,017
baseline
▲ 0.50% · 4.625%
HK$59,425
+HK$3,408/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,034/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,641
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,214
−HK$1,595/mo
Today · 4.125%
HK$61,809
baseline
▲ 0.50% · 4.625%
HK$65,067
+HK$3,258/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,618/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,772
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,880
−HK$2,142/mo
Today · 4.125%
HK$72,022
baseline
▲ 0.50% · 4.625%
HK$76,404
+HK$4,382/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,044/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,189 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,395
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,417
−HK$2,052/mo
Today · 4.125%
HK$79,469
baseline
▲ 0.50% · 4.625%
HK$83,658
+HK$4,189/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,938/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,189 · Scale 2, in force from 26 Feb 2026)