LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,653
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,824
−HK$1,190/mo
Today · 4.125%
HK$40,014
baseline
▲ 0.50% · 4.625%
HK$42,449
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,028/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,888
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,012
−HK$1,139/mo
Today · 4.125%
HK$44,151
baseline
▲ 0.50% · 4.625%
HK$46,479
+HK$2,328/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,302/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,183
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,589
−HK$1,428/mo
Today · 4.125%
HK$48,017
baseline
▲ 0.50% · 4.625%
HK$50,938
+HK$2,921/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$96,034/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,266
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,614
−HK$1,368/mo
Today · 4.125%
HK$52,982
baseline
▲ 0.50% · 4.625%
HK$55,774
+HK$2,792/mo
Deposit HK$6.60M · loan HK$9.91M · min. income ≈ HK$105,964/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,714
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,353
−HK$1,666/mo
Today · 4.125%
HK$56,019
baseline
▲ 0.50% · 4.625%
HK$59,428
+HK$3,409/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,038/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,644
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,216
−HK$1,596/mo
Today · 4.125%
HK$61,812
baseline
▲ 0.50% · 4.625%
HK$65,070
+HK$3,258/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,624/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,775
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,883
−HK$2,142/mo
Today · 4.125%
HK$72,025
baseline
▲ 0.50% · 4.625%
HK$76,407
+HK$4,382/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,050/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,399
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,421
−HK$2,051/mo
Today · 4.125%
HK$79,472
baseline
▲ 0.50% · 4.625%
HK$83,661
+HK$4,189/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,944/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,218 · Scale 2, in force from 26 Feb 2026)