LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,653
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,824
−HK$1,190/mo
Today · 4.125%
HK$40,014
baseline
▲ 0.50% · 4.625%
HK$42,449
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,028/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,889
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,012
−HK$1,140/mo
Today · 4.125%
HK$44,152
baseline
▲ 0.50% · 4.625%
HK$46,479
+HK$2,327/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,304/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,184
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,589
−HK$1,428/mo
Today · 4.125%
HK$48,017
baseline
▲ 0.50% · 4.625%
HK$50,939
+HK$2,922/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,034/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,266
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,614
−HK$1,368/mo
Today · 4.125%
HK$52,982
baseline
▲ 0.50% · 4.625%
HK$55,775
+HK$2,793/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$105,964/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,714
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,354
−HK$1,666/mo
Today · 4.125%
HK$56,020
baseline
▲ 0.50% · 4.625%
HK$59,429
+HK$3,409/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,040/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,644
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,217
−HK$1,595/mo
Today · 4.125%
HK$61,812
baseline
▲ 0.50% · 4.625%
HK$65,071
+HK$3,259/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,624/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,775
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,884
−HK$2,142/mo
Today · 4.125%
HK$72,026
baseline
▲ 0.50% · 4.625%
HK$76,408
+HK$4,382/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,052/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,224 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,400
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,422
−HK$2,051/mo
Today · 4.125%
HK$79,473
baseline
▲ 0.50% · 4.625%
HK$83,662
+HK$4,189/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,946/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,224 · Scale 2, in force from 26 Feb 2026)