LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,655
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,826
−HK$1,190/mo
Today · 4.125%
HK$40,016
baseline
▲ 0.50% · 4.625%
HK$42,451
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,032/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,890
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,014
−HK$1,140/mo
Today · 4.125%
HK$44,154
baseline
▲ 0.50% · 4.625%
HK$46,481
+HK$2,327/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,308/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,186
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,591
−HK$1,428/mo
Today · 4.125%
HK$48,019
baseline
▲ 0.50% · 4.625%
HK$50,941
+HK$2,922/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,038/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,269
−HK$2,715/mo
▼ 0.25% · 3.875%
HK$51,617
−HK$1,367/mo
Today · 4.125%
HK$52,984
baseline
▲ 0.50% · 4.625%
HK$55,777
+HK$2,793/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$105,968/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,717
−HK$3,305/mo
▼ 0.25% · 3.875%
HK$54,356
−HK$1,666/mo
Today · 4.125%
HK$56,022
baseline
▲ 0.50% · 4.625%
HK$59,431
+HK$3,409/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,044/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,647
−HK$3,168/mo
▼ 0.25% · 3.875%
HK$60,220
−HK$1,595/mo
Today · 4.125%
HK$61,815
baseline
▲ 0.50% · 4.625%
HK$65,074
+HK$3,259/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,630/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,778
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,887
−HK$2,142/mo
Today · 4.125%
HK$72,029
baseline
▲ 0.50% · 4.625%
HK$76,412
+HK$4,383/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,058/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,252 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,403
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,425
−HK$2,052/mo
Today · 4.125%
HK$79,477
baseline
▲ 0.50% · 4.625%
HK$83,666
+HK$4,189/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,954/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,252 · Scale 2, in force from 26 Feb 2026)