LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,656
−HK$2,361/mo
▼ 0.25% · 3.875%
HK$38,827
−HK$1,190/mo
Today · 4.125%
HK$40,017
baseline
▲ 0.50% · 4.625%
HK$42,452
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,034/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,891
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,015
−HK$1,140/mo
Today · 4.125%
HK$44,155
baseline
▲ 0.50% · 4.625%
HK$46,482
+HK$2,327/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,310/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,187
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,592
−HK$1,428/mo
Today · 4.125%
HK$48,020
baseline
▲ 0.50% · 4.625%
HK$50,942
+HK$2,922/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,040/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,270
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,618
−HK$1,368/mo
Today · 4.125%
HK$52,986
baseline
▲ 0.50% · 4.625%
HK$55,779
+HK$2,793/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$105,972/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,718
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,358
−HK$1,666/mo
Today · 4.125%
HK$56,024
baseline
▲ 0.50% · 4.625%
HK$59,433
+HK$3,409/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,048/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,648
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,221
−HK$1,596/mo
Today · 4.125%
HK$61,817
baseline
▲ 0.50% · 4.625%
HK$65,075
+HK$3,258/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,634/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,780
−HK$4,250/mo
▼ 0.25% · 3.875%
HK$69,888
−HK$2,142/mo
Today · 4.125%
HK$72,030
baseline
▲ 0.50% · 4.625%
HK$76,413
+HK$4,383/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,060/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,405
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$77,427
−HK$2,051/mo
Today · 4.125%
HK$79,478
baseline
▲ 0.50% · 4.625%
HK$83,668
+HK$4,190/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,956/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,266 · Scale 2, in force from 26 Feb 2026)