LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,656
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,828
−HK$1,190/mo
Today · 4.125%
HK$40,018
baseline
▲ 0.50% · 4.625%
HK$42,453
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,036/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,892
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,016
−HK$1,140/mo
Today · 4.125%
HK$44,156
baseline
▲ 0.50% · 4.625%
HK$46,483
+HK$2,327/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,312/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,188
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,593
−HK$1,428/mo
Today · 4.125%
HK$48,021
baseline
▲ 0.50% · 4.625%
HK$50,943
+HK$2,922/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,042/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,271
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,619
−HK$1,368/mo
Today · 4.125%
HK$52,987
baseline
▲ 0.50% · 4.625%
HK$55,780
+HK$2,793/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$105,974/mo (50% DSR)
Upfront cash ≈ HK$7.22M (deposit + AVD stamp duty HK$619,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,719
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,359
−HK$1,666/mo
Today · 4.125%
HK$56,025
baseline
▲ 0.50% · 4.625%
HK$59,434
+HK$3,409/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,050/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,649
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,222
−HK$1,596/mo
Today · 4.125%
HK$61,818
baseline
▲ 0.50% · 4.625%
HK$65,076
+HK$3,258/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,636/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,781
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,890
−HK$2,142/mo
Today · 4.125%
HK$72,032
baseline
▲ 0.50% · 4.625%
HK$76,415
+HK$4,383/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,064/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,278 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,406
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,428
−HK$2,052/mo
Today · 4.125%
HK$79,480
baseline
▲ 0.50% · 4.625%
HK$83,670
+HK$4,190/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,960/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,278 · Scale 2, in force from 26 Feb 2026)