LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,658
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,829
−HK$1,191/mo
Today · 4.125%
HK$40,020
baseline
▲ 0.50% · 4.625%
HK$42,455
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,040/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,894
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,018
−HK$1,140/mo
Today · 4.125%
HK$44,158
baseline
▲ 0.50% · 4.625%
HK$46,485
+HK$2,327/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,316/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,190
−HK$2,833/mo
▼ 0.25% · 3.875%
HK$46,595
−HK$1,428/mo
Today · 4.125%
HK$48,023
baseline
▲ 0.50% · 4.625%
HK$50,946
+HK$2,923/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,046/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,273
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,621
−HK$1,368/mo
Today · 4.125%
HK$52,989
baseline
▲ 0.50% · 4.625%
HK$55,782
+HK$2,793/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$105,978/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,721
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,361
−HK$1,666/mo
Today · 4.125%
HK$56,027
baseline
▲ 0.50% · 4.625%
HK$59,436
+HK$3,409/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,054/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,652
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,225
−HK$1,596/mo
Today · 4.125%
HK$61,821
baseline
▲ 0.50% · 4.625%
HK$65,079
+HK$3,258/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,642/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,784
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,893
−HK$2,142/mo
Today · 4.125%
HK$72,035
baseline
▲ 0.50% · 4.625%
HK$76,418
+HK$4,383/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,070/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,306 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,409
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,432
−HK$2,052/mo
Today · 4.125%
HK$79,484
baseline
▲ 0.50% · 4.625%
HK$83,673
+HK$4,189/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,968/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,306 · Scale 2, in force from 26 Feb 2026)