LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,658
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,830
−HK$1,190/mo
Today · 4.125%
HK$40,020
baseline
▲ 0.50% · 4.625%
HK$42,455
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,040/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,895
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,018
−HK$1,140/mo
Today · 4.125%
HK$44,158
baseline
▲ 0.50% · 4.625%
HK$46,486
+HK$2,328/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,316/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,190
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,596
−HK$1,428/mo
Today · 4.125%
HK$48,024
baseline
▲ 0.50% · 4.625%
HK$50,946
+HK$2,922/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,048/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,273
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,622
−HK$1,368/mo
Today · 4.125%
HK$52,990
baseline
▲ 0.50% · 4.625%
HK$55,783
+HK$2,793/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$105,980/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,722
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,362
−HK$1,666/mo
Today · 4.125%
HK$56,028
baseline
▲ 0.50% · 4.625%
HK$59,437
+HK$3,409/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,056/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,652
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,225
−HK$1,596/mo
Today · 4.125%
HK$61,821
baseline
▲ 0.50% · 4.625%
HK$65,080
+HK$3,259/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,642/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,785
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,894
−HK$2,142/mo
Today · 4.125%
HK$72,036
baseline
▲ 0.50% · 4.625%
HK$76,419
+HK$4,383/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,072/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,312 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,410
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,433
−HK$2,051/mo
Today · 4.125%
HK$79,484
baseline
▲ 0.50% · 4.625%
HK$83,674
+HK$4,190/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,968/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,312 · Scale 2, in force from 26 Feb 2026)