LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,659
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,831
−HK$1,190/mo
Today · 4.125%
HK$40,021
baseline
▲ 0.50% · 4.625%
HK$42,456
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,042/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,896
−HK$2,263/mo
▼ 0.25% · 3.875%
HK$43,019
−HK$1,140/mo
Today · 4.125%
HK$44,159
baseline
▲ 0.50% · 4.625%
HK$46,487
+HK$2,328/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,318/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,191
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,597
−HK$1,428/mo
Today · 4.125%
HK$48,025
baseline
▲ 0.50% · 4.625%
HK$50,947
+HK$2,922/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,050/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,275
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,623
−HK$1,368/mo
Today · 4.125%
HK$52,991
baseline
▲ 0.50% · 4.625%
HK$55,784
+HK$2,793/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$105,982/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,723
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,363
−HK$1,666/mo
Today · 4.125%
HK$56,029
baseline
▲ 0.50% · 4.625%
HK$59,438
+HK$3,409/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$112,058/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,654
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,227
−HK$1,596/mo
Today · 4.125%
HK$61,823
baseline
▲ 0.50% · 4.625%
HK$65,082
+HK$3,259/mo
Deposit HK$4.95M · loan HK$11.56M · min. income ≈ HK$123,646/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,787
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,895
−HK$2,143/mo
Today · 4.125%
HK$72,038
baseline
▲ 0.50% · 4.625%
HK$76,421
+HK$4,383/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$144,076/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,412
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$77,435
−HK$2,051/mo
Today · 4.125%
HK$79,486
baseline
▲ 0.50% · 4.625%
HK$83,676
+HK$4,190/mo
Deposit HK$1.65M · loan HK$14.86M · min. income ≈ HK$158,972/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,328 · Scale 2, in force from 26 Feb 2026)