LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,662
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,834
−HK$1,190/mo
Today · 4.125%
HK$40,024
baseline
▲ 0.50% · 4.625%
HK$42,459
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,048/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,899
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,023
−HK$1,140/mo
Today · 4.125%
HK$44,163
baseline
▲ 0.50% · 4.625%
HK$46,491
+HK$2,328/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,326/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,195
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,601
−HK$1,428/mo
Today · 4.125%
HK$48,029
baseline
▲ 0.50% · 4.625%
HK$50,951
+HK$2,922/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,058/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,279
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,627
−HK$1,368/mo
Today · 4.125%
HK$52,995
baseline
▲ 0.50% · 4.625%
HK$55,789
+HK$2,794/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$105,990/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,727
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,367
−HK$1,667/mo
Today · 4.125%
HK$56,034
baseline
▲ 0.50% · 4.625%
HK$59,443
+HK$3,409/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$112,068/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,659
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,232
−HK$1,596/mo
Today · 4.125%
HK$61,828
baseline
▲ 0.50% · 4.625%
HK$65,087
+HK$3,259/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$123,656/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,792
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,901
−HK$2,142/mo
Today · 4.125%
HK$72,043
baseline
▲ 0.50% · 4.625%
HK$76,427
+HK$4,384/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,086/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,418
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,441
−HK$2,052/mo
Today · 4.125%
HK$79,493
baseline
▲ 0.50% · 4.625%
HK$83,683
+HK$4,190/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$158,986/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,377 · Scale 2, in force from 26 Feb 2026)