LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,663
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,835
−HK$1,190/mo
Today · 4.125%
HK$40,025
baseline
▲ 0.50% · 4.625%
HK$42,461
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,050/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,900
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,024
−HK$1,140/mo
Today · 4.125%
HK$44,164
baseline
▲ 0.50% · 4.625%
HK$46,492
+HK$2,328/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,328/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,196
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,602
−HK$1,428/mo
Today · 4.125%
HK$48,030
baseline
▲ 0.50% · 4.625%
HK$50,953
+HK$2,923/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,060/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,280
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,628
−HK$1,368/mo
Today · 4.125%
HK$52,996
baseline
▲ 0.50% · 4.625%
HK$55,790
+HK$2,794/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$105,992/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,729
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,369
−HK$1,666/mo
Today · 4.125%
HK$56,035
baseline
▲ 0.50% · 4.625%
HK$59,445
+HK$3,410/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$112,070/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,660
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,233
−HK$1,596/mo
Today · 4.125%
HK$61,829
baseline
▲ 0.50% · 4.625%
HK$65,088
+HK$3,259/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$123,658/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,794
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,903
−HK$2,142/mo
Today · 4.125%
HK$72,045
baseline
▲ 0.50% · 4.625%
HK$76,429
+HK$4,384/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,090/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,420
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,443
−HK$2,052/mo
Today · 4.125%
HK$79,495
baseline
▲ 0.50% · 4.625%
HK$83,685
+HK$4,190/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$158,990/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,392 · Scale 2, in force from 26 Feb 2026)