LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,665
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,836
−HK$1,191/mo
Today · 4.125%
HK$40,027
baseline
▲ 0.50% · 4.625%
HK$42,462
+HK$2,435/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,054/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,902
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,026
−HK$1,140/mo
Today · 4.125%
HK$44,166
baseline
▲ 0.50% · 4.625%
HK$46,494
+HK$2,328/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,332/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,198
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,604
−HK$1,428/mo
Today · 4.125%
HK$48,032
baseline
▲ 0.50% · 4.625%
HK$50,955
+HK$2,923/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,064/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,282
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,631
−HK$1,368/mo
Today · 4.125%
HK$52,999
baseline
▲ 0.50% · 4.625%
HK$55,792
+HK$2,793/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$105,998/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,731
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,371
−HK$1,667/mo
Today · 4.125%
HK$56,038
baseline
▲ 0.50% · 4.625%
HK$59,447
+HK$3,409/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$112,076/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,663
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,236
−HK$1,596/mo
Today · 4.125%
HK$61,832
baseline
▲ 0.50% · 4.625%
HK$65,091
+HK$3,259/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$123,664/mo (50% DSR)
Upfront cash ≈ HK$5.57M (deposit + AVD stamp duty HK$619,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,797
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,906
−HK$2,142/mo
Today · 4.125%
HK$72,048
baseline
▲ 0.50% · 4.625%
HK$76,432
+HK$4,384/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,096/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,419 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,423
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,446
−HK$2,052/mo
Today · 4.125%
HK$79,498
baseline
▲ 0.50% · 4.625%
HK$83,689
+HK$4,191/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$158,996/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,419 · Scale 2, in force from 26 Feb 2026)