LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,667
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,838
−HK$1,191/mo
Today · 4.125%
HK$40,029
baseline
▲ 0.50% · 4.625%
HK$42,465
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,058/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,904
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,028
−HK$1,140/mo
Today · 4.125%
HK$44,168
baseline
▲ 0.50% · 4.625%
HK$46,496
+HK$2,328/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,336/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,200
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,606
−HK$1,429/mo
Today · 4.125%
HK$48,035
baseline
▲ 0.50% · 4.625%
HK$50,957
+HK$2,922/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,070/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,285
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,633
−HK$1,368/mo
Today · 4.125%
HK$53,001
baseline
▲ 0.50% · 4.625%
HK$55,795
+HK$2,794/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,002/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,734
−HK$3,306/mo
▼ 0.25% · 3.875%
HK$54,374
−HK$1,666/mo
Today · 4.125%
HK$56,040
baseline
▲ 0.50% · 4.625%
HK$59,450
+HK$3,410/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$112,080/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,666
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,239
−HK$1,596/mo
Today · 4.125%
HK$61,835
baseline
▲ 0.50% · 4.625%
HK$65,094
+HK$3,259/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$123,670/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,800
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,909
−HK$2,143/mo
Today · 4.125%
HK$72,052
baseline
▲ 0.50% · 4.625%
HK$76,436
+HK$4,384/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,104/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,427
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,450
−HK$2,052/mo
Today · 4.125%
HK$79,502
baseline
▲ 0.50% · 4.625%
HK$83,693
+HK$4,191/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,004/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,451 · Scale 2, in force from 26 Feb 2026)