LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,667
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,839
−HK$1,190/mo
Today · 4.125%
HK$40,029
baseline
▲ 0.50% · 4.625%
HK$42,465
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,058/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,905
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,028
−HK$1,141/mo
Today · 4.125%
HK$44,169
baseline
▲ 0.50% · 4.625%
HK$46,497
+HK$2,328/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,338/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,201
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,607
−HK$1,428/mo
Today · 4.125%
HK$48,035
baseline
▲ 0.50% · 4.625%
HK$50,958
+HK$2,923/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,070/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,286
−HK$2,716/mo
▼ 0.25% · 3.875%
HK$51,634
−HK$1,368/mo
Today · 4.125%
HK$53,002
baseline
▲ 0.50% · 4.625%
HK$55,796
+HK$2,794/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,004/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,734
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,375
−HK$1,666/mo
Today · 4.125%
HK$56,041
baseline
▲ 0.50% · 4.625%
HK$59,451
+HK$3,410/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$112,082/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,666
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,240
−HK$1,596/mo
Today · 4.125%
HK$61,836
baseline
▲ 0.50% · 4.625%
HK$65,095
+HK$3,259/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$123,672/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,801
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,910
−HK$2,143/mo
Today · 4.125%
HK$72,053
baseline
▲ 0.50% · 4.625%
HK$76,437
+HK$4,384/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,106/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,428
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,451
−HK$2,052/mo
Today · 4.125%
HK$79,503
baseline
▲ 0.50% · 4.625%
HK$83,694
+HK$4,191/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,006/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,460 · Scale 2, in force from 26 Feb 2026)