LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,668
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,840
−HK$1,190/mo
Today · 4.125%
HK$40,030
baseline
▲ 0.50% · 4.625%
HK$42,466
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,060/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,905
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,029
−HK$1,140/mo
Today · 4.125%
HK$44,169
baseline
▲ 0.50% · 4.625%
HK$46,498
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,338/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,202
−HK$2,834/mo
▼ 0.25% · 3.875%
HK$46,608
−HK$1,428/mo
Today · 4.125%
HK$48,036
baseline
▲ 0.50% · 4.625%
HK$50,959
+HK$2,923/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,072/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,286
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,635
−HK$1,368/mo
Today · 4.125%
HK$53,003
baseline
▲ 0.50% · 4.625%
HK$55,797
+HK$2,794/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,006/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,735
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,376
−HK$1,666/mo
Today · 4.125%
HK$56,042
baseline
▲ 0.50% · 4.625%
HK$59,452
+HK$3,410/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$112,084/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,668
−HK$3,169/mo
▼ 0.25% · 3.875%
HK$60,241
−HK$1,596/mo
Today · 4.125%
HK$61,837
baseline
▲ 0.50% · 4.625%
HK$65,097
+HK$3,260/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$123,674/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,803
−HK$4,251/mo
▼ 0.25% · 3.875%
HK$69,912
−HK$2,142/mo
Today · 4.125%
HK$72,054
baseline
▲ 0.50% · 4.625%
HK$76,439
+HK$4,385/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,108/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,472 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,430
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,453
−HK$2,052/mo
Today · 4.125%
HK$79,505
baseline
▲ 0.50% · 4.625%
HK$83,696
+HK$4,191/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,010/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,472 · Scale 2, in force from 26 Feb 2026)