LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,669
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,841
−HK$1,190/mo
Today · 4.125%
HK$40,031
baseline
▲ 0.50% · 4.625%
HK$42,467
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,062/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,907
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,030
−HK$1,141/mo
Today · 4.125%
HK$44,171
baseline
▲ 0.50% · 4.625%
HK$46,499
+HK$2,328/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,342/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,203
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,609
−HK$1,429/mo
Today · 4.125%
HK$48,038
baseline
▲ 0.50% · 4.625%
HK$50,961
+HK$2,923/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,076/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,288
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,637
−HK$1,368/mo
Today · 4.125%
HK$53,005
baseline
▲ 0.50% · 4.625%
HK$55,799
+HK$2,794/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,010/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,737
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,377
−HK$1,667/mo
Today · 4.125%
HK$56,044
baseline
▲ 0.50% · 4.625%
HK$59,454
+HK$3,410/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$112,088/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,669
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,243
−HK$1,596/mo
Today · 4.125%
HK$61,839
baseline
▲ 0.50% · 4.625%
HK$65,098
+HK$3,259/mo
Deposit HK$4.96M · loan HK$11.56M · min. income ≈ HK$123,678/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,804
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,914
−HK$2,142/mo
Today · 4.125%
HK$72,056
baseline
▲ 0.50% · 4.625%
HK$76,441
+HK$4,385/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,112/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,432
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$77,455
−HK$2,052/mo
Today · 4.125%
HK$79,507
baseline
▲ 0.50% · 4.625%
HK$83,698
+HK$4,191/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,014/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,489 · Scale 2, in force from 26 Feb 2026)