LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,673
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,845
−HK$1,191/mo
Today · 4.125%
HK$40,036
baseline
▲ 0.50% · 4.625%
HK$42,472
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,072/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,911
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,035
−HK$1,140/mo
Today · 4.125%
HK$44,175
baseline
▲ 0.50% · 4.625%
HK$46,504
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,350/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,208
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,614
−HK$1,429/mo
Today · 4.125%
HK$48,043
baseline
▲ 0.50% · 4.625%
HK$50,966
+HK$2,923/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,086/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,293
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,642
−HK$1,368/mo
Today · 4.125%
HK$53,010
baseline
▲ 0.50% · 4.625%
HK$55,805
+HK$2,795/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,020/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,742
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,383
−HK$1,667/mo
Today · 4.125%
HK$56,050
baseline
▲ 0.50% · 4.625%
HK$59,460
+HK$3,410/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,100/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,675
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,249
−HK$1,597/mo
Today · 4.125%
HK$61,846
baseline
▲ 0.50% · 4.625%
HK$65,105
+HK$3,259/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,692/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,812
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,921
−HK$2,143/mo
Today · 4.125%
HK$72,064
baseline
▲ 0.50% · 4.625%
HK$76,449
+HK$4,385/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,128/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,440
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,463
−HK$2,053/mo
Today · 4.125%
HK$79,516
baseline
▲ 0.50% · 4.625%
HK$83,707
+HK$4,191/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,032/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,556 · Scale 2, in force from 26 Feb 2026)