LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,674
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,846
−HK$1,190/mo
Today · 4.125%
HK$40,036
baseline
▲ 0.50% · 4.625%
HK$42,472
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,072/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,912
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,036
−HK$1,140/mo
Today · 4.125%
HK$44,176
baseline
▲ 0.50% · 4.625%
HK$46,504
+HK$2,328/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,352/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,208
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,615
−HK$1,428/mo
Today · 4.125%
HK$48,043
baseline
▲ 0.50% · 4.625%
HK$50,967
+HK$2,924/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,086/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,294
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,643
−HK$1,368/mo
Today · 4.125%
HK$53,011
baseline
▲ 0.50% · 4.625%
HK$55,805
+HK$2,794/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,022/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,743
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,384
−HK$1,667/mo
Today · 4.125%
HK$56,051
baseline
▲ 0.50% · 4.625%
HK$59,461
+HK$3,410/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,102/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,676
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,250
−HK$1,596/mo
Today · 4.125%
HK$61,846
baseline
▲ 0.50% · 4.625%
HK$65,106
+HK$3,260/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,692/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,813
−HK$4,252/mo
▼ 0.25% · 3.875%
HK$69,922
−HK$2,143/mo
Today · 4.125%
HK$72,065
baseline
▲ 0.50% · 4.625%
HK$76,450
+HK$4,385/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,130/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,563 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,441
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,464
−HK$2,053/mo
Today · 4.125%
HK$79,517
baseline
▲ 0.50% · 4.625%
HK$83,708
+HK$4,191/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,034/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,563 · Scale 2, in force from 26 Feb 2026)