LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,675
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,847
−HK$1,191/mo
Today · 4.125%
HK$40,038
baseline
▲ 0.50% · 4.625%
HK$42,474
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,076/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,913
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,037
−HK$1,141/mo
Today · 4.125%
HK$44,178
baseline
▲ 0.50% · 4.625%
HK$46,506
+HK$2,328/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,356/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,210
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,617
−HK$1,428/mo
Today · 4.125%
HK$48,045
baseline
▲ 0.50% · 4.625%
HK$50,969
+HK$2,924/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,090/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,296
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,645
−HK$1,368/mo
Today · 4.125%
HK$53,013
baseline
▲ 0.50% · 4.625%
HK$55,808
+HK$2,795/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,026/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,745
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,386
−HK$1,667/mo
Today · 4.125%
HK$56,053
baseline
▲ 0.50% · 4.625%
HK$59,464
+HK$3,411/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,106/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,679
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,252
−HK$1,597/mo
Today · 4.125%
HK$61,849
baseline
▲ 0.50% · 4.625%
HK$65,109
+HK$3,260/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,698/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,815
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,925
−HK$2,143/mo
Today · 4.125%
HK$72,068
baseline
▲ 0.50% · 4.625%
HK$76,453
+HK$4,385/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,136/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,588 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,444
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,467
−HK$2,053/mo
Today · 4.125%
HK$79,520
baseline
▲ 0.50% · 4.625%
HK$83,711
+HK$4,191/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,040/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,588 · Scale 2, in force from 26 Feb 2026)