LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,675
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,847
−HK$1,191/mo
Today · 4.125%
HK$40,038
baseline
▲ 0.50% · 4.625%
HK$42,474
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,076/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,914
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,038
−HK$1,140/mo
Today · 4.125%
HK$44,178
baseline
▲ 0.50% · 4.625%
HK$46,507
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,356/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,211
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,617
−HK$1,429/mo
Today · 4.125%
HK$48,046
baseline
▲ 0.50% · 4.625%
HK$50,969
+HK$2,923/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,092/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,296
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,645
−HK$1,369/mo
Today · 4.125%
HK$53,014
baseline
▲ 0.50% · 4.625%
HK$55,808
+HK$2,794/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,028/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,746
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,386
−HK$1,667/mo
Today · 4.125%
HK$56,053
baseline
▲ 0.50% · 4.625%
HK$59,464
+HK$3,411/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,106/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,679
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,253
−HK$1,596/mo
Today · 4.125%
HK$61,849
baseline
▲ 0.50% · 4.625%
HK$65,109
+HK$3,260/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,698/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,816
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,925
−HK$2,144/mo
Today · 4.125%
HK$72,069
baseline
▲ 0.50% · 4.625%
HK$76,454
+HK$4,385/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,138/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,593 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,444
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,468
−HK$2,053/mo
Today · 4.125%
HK$79,521
baseline
▲ 0.50% · 4.625%
HK$83,712
+HK$4,191/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,042/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,593 · Scale 2, in force from 26 Feb 2026)