LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,677
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,849
−HK$1,191/mo
Today · 4.125%
HK$40,040
baseline
▲ 0.50% · 4.625%
HK$42,476
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,080/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,916
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,040
−HK$1,140/mo
Today · 4.125%
HK$44,180
baseline
▲ 0.50% · 4.625%
HK$46,509
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,360/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,213
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,619
−HK$1,429/mo
Today · 4.125%
HK$48,048
baseline
▲ 0.50% · 4.625%
HK$50,972
+HK$2,924/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,096/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,299
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,648
−HK$1,368/mo
Today · 4.125%
HK$53,016
baseline
▲ 0.50% · 4.625%
HK$55,811
+HK$2,795/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,032/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,748
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,389
−HK$1,667/mo
Today · 4.125%
HK$56,056
baseline
▲ 0.50% · 4.625%
HK$59,467
+HK$3,411/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,112/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,682
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,256
−HK$1,596/mo
Today · 4.125%
HK$61,852
baseline
▲ 0.50% · 4.625%
HK$65,112
+HK$3,260/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,704/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,819
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,929
−HK$2,143/mo
Today · 4.125%
HK$72,072
baseline
▲ 0.50% · 4.625%
HK$76,457
+HK$4,385/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,144/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,622 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,448
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,471
−HK$2,053/mo
Today · 4.125%
HK$79,524
baseline
▲ 0.50% · 4.625%
HK$83,716
+HK$4,192/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,048/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,622 · Scale 2, in force from 26 Feb 2026)