LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,678
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,850
−HK$1,191/mo
Today · 4.125%
HK$40,041
baseline
▲ 0.50% · 4.625%
HK$42,477
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,082/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,917
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,041
−HK$1,140/mo
Today · 4.125%
HK$44,181
baseline
▲ 0.50% · 4.625%
HK$46,510
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,362/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,214
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,620
−HK$1,429/mo
Today · 4.125%
HK$48,049
baseline
▲ 0.50% · 4.625%
HK$50,973
+HK$2,924/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,098/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,300
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,649
−HK$1,368/mo
Today · 4.125%
HK$53,017
baseline
▲ 0.50% · 4.625%
HK$55,812
+HK$2,795/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,034/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,749
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,390
−HK$1,667/mo
Today · 4.125%
HK$56,057
baseline
▲ 0.50% · 4.625%
HK$59,468
+HK$3,411/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,114/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,683
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,257
−HK$1,597/mo
Today · 4.125%
HK$61,854
baseline
▲ 0.50% · 4.625%
HK$65,114
+HK$3,260/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,708/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,821
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,930
−HK$2,144/mo
Today · 4.125%
HK$72,074
baseline
▲ 0.50% · 4.625%
HK$76,459
+HK$4,385/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,148/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,637 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,450
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,473
−HK$2,053/mo
Today · 4.125%
HK$79,526
baseline
▲ 0.50% · 4.625%
HK$83,718
+HK$4,192/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,052/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,637 · Scale 2, in force from 26 Feb 2026)