LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,679
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,851
−HK$1,190/mo
Today · 4.125%
HK$40,041
baseline
▲ 0.50% · 4.625%
HK$42,478
+HK$2,437/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,082/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,917
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,041
−HK$1,141/mo
Today · 4.125%
HK$44,182
baseline
▲ 0.50% · 4.625%
HK$46,510
+HK$2,328/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,364/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,214
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,621
−HK$1,429/mo
Today · 4.125%
HK$48,050
baseline
▲ 0.50% · 4.625%
HK$50,973
+HK$2,923/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,100/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,300
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,649
−HK$1,369/mo
Today · 4.125%
HK$53,018
baseline
▲ 0.50% · 4.625%
HK$55,813
+HK$2,795/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,036/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,750
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,391
−HK$1,667/mo
Today · 4.125%
HK$56,058
baseline
▲ 0.50% · 4.625%
HK$59,469
+HK$3,411/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,116/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,684
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,258
−HK$1,596/mo
Today · 4.125%
HK$61,854
baseline
▲ 0.50% · 4.625%
HK$65,115
+HK$3,261/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,708/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,821
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,931
−HK$2,143/mo
Today · 4.125%
HK$72,074
baseline
▲ 0.50% · 4.625%
HK$76,460
+HK$4,386/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,148/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,643 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,451
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,474
−HK$2,053/mo
Today · 4.125%
HK$79,527
baseline
▲ 0.50% · 4.625%
HK$83,719
+HK$4,192/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,054/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,643 · Scale 2, in force from 26 Feb 2026)