LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,680
−HK$2,362/mo
▼ 0.25% · 3.875%
HK$38,852
−HK$1,190/mo
Today · 4.125%
HK$40,042
baseline
▲ 0.50% · 4.625%
HK$42,479
+HK$2,437/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,084/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,918
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,042
−HK$1,141/mo
Today · 4.125%
HK$44,183
baseline
▲ 0.50% · 4.625%
HK$46,512
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,366/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,216
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,622
−HK$1,429/mo
Today · 4.125%
HK$48,051
baseline
▲ 0.50% · 4.625%
HK$50,975
+HK$2,924/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,102/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,302
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,651
−HK$1,369/mo
Today · 4.125%
HK$53,020
baseline
▲ 0.50% · 4.625%
HK$55,814
+HK$2,794/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,040/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,752
−HK$3,307/mo
▼ 0.25% · 3.875%
HK$54,392
−HK$1,667/mo
Today · 4.125%
HK$56,059
baseline
▲ 0.50% · 4.625%
HK$59,471
+HK$3,412/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,118/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,686
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,259
−HK$1,597/mo
Today · 4.125%
HK$61,856
baseline
▲ 0.50% · 4.625%
HK$65,117
+HK$3,261/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,712/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,823
−HK$4,253/mo
▼ 0.25% · 3.875%
HK$69,933
−HK$2,143/mo
Today · 4.125%
HK$72,076
baseline
▲ 0.50% · 4.625%
HK$76,462
+HK$4,386/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,152/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,662 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,453
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$77,476
−HK$2,053/mo
Today · 4.125%
HK$79,529
baseline
▲ 0.50% · 4.625%
HK$83,721
+HK$4,192/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,058/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,662 · Scale 2, in force from 26 Feb 2026)