LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,680
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,852
−HK$1,191/mo
Today · 4.125%
HK$40,043
baseline
▲ 0.50% · 4.625%
HK$42,480
+HK$2,437/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,086/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,919
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,043
−HK$1,141/mo
Today · 4.125%
HK$44,184
baseline
▲ 0.50% · 4.625%
HK$46,513
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,368/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,216
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,623
−HK$1,429/mo
Today · 4.125%
HK$48,052
baseline
▲ 0.50% · 4.625%
HK$50,976
+HK$2,924/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$96,104/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,303
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,652
−HK$1,368/mo
Today · 4.125%
HK$53,020
baseline
▲ 0.50% · 4.625%
HK$55,815
+HK$2,795/mo
Deposit HK$6.61M · loan HK$9.91M · min. income ≈ HK$106,040/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,752
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,393
−HK$1,667/mo
Today · 4.125%
HK$56,060
baseline
▲ 0.50% · 4.625%
HK$59,472
+HK$3,412/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,120/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,686
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,260
−HK$1,597/mo
Today · 4.125%
HK$61,857
baseline
▲ 0.50% · 4.625%
HK$65,118
+HK$3,261/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,714/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,824
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,934
−HK$2,144/mo
Today · 4.125%
HK$72,078
baseline
▲ 0.50% · 4.625%
HK$76,463
+HK$4,385/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,156/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,454
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,478
−HK$2,053/mo
Today · 4.125%
HK$79,531
baseline
▲ 0.50% · 4.625%
HK$83,723
+HK$4,192/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,062/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,672 · Scale 2, in force from 26 Feb 2026)