LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,682
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,854
−HK$1,191/mo
Today · 4.125%
HK$40,045
baseline
▲ 0.50% · 4.625%
HK$42,481
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,090/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,921
−HK$2,264/mo
▼ 0.25% · 3.875%
HK$43,045
−HK$1,140/mo
Today · 4.125%
HK$44,185
baseline
▲ 0.50% · 4.625%
HK$46,514
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,370/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,218
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,625
−HK$1,429/mo
Today · 4.125%
HK$48,054
baseline
▲ 0.50% · 4.625%
HK$50,978
+HK$2,924/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,108/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,305
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,654
−HK$1,368/mo
Today · 4.125%
HK$53,022
baseline
▲ 0.50% · 4.625%
HK$55,817
+HK$2,795/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,044/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,754
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,395
−HK$1,668/mo
Today · 4.125%
HK$56,063
baseline
▲ 0.50% · 4.625%
HK$59,474
+HK$3,411/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,126/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,689
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,263
−HK$1,597/mo
Today · 4.125%
HK$61,860
baseline
▲ 0.50% · 4.625%
HK$65,120
+HK$3,260/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,720/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,827
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,937
−HK$2,144/mo
Today · 4.125%
HK$72,081
baseline
▲ 0.50% · 4.625%
HK$76,466
+HK$4,385/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,162/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,697 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,457
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,481
−HK$2,053/mo
Today · 4.125%
HK$79,534
baseline
▲ 0.50% · 4.625%
HK$83,726
+HK$4,192/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,068/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,697 · Scale 2, in force from 26 Feb 2026)