LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,682
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,855
−HK$1,190/mo
Today · 4.125%
HK$40,045
baseline
▲ 0.50% · 4.625%
HK$42,482
+HK$2,437/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,090/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,921
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,046
−HK$1,140/mo
Today · 4.125%
HK$44,186
baseline
▲ 0.50% · 4.625%
HK$46,515
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,372/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,219
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,626
−HK$1,429/mo
Today · 4.125%
HK$48,055
baseline
▲ 0.50% · 4.625%
HK$50,979
+HK$2,924/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,110/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,306
−HK$2,717/mo
▼ 0.25% · 3.875%
HK$51,655
−HK$1,368/mo
Today · 4.125%
HK$53,023
baseline
▲ 0.50% · 4.625%
HK$55,818
+HK$2,795/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,046/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,755
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,396
−HK$1,668/mo
Today · 4.125%
HK$56,064
baseline
▲ 0.50% · 4.625%
HK$59,475
+HK$3,411/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,128/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,690
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,264
−HK$1,597/mo
Today · 4.125%
HK$61,861
baseline
▲ 0.50% · 4.625%
HK$65,121
+HK$3,260/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,722/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,828
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,938
−HK$2,144/mo
Today · 4.125%
HK$72,082
baseline
▲ 0.50% · 4.625%
HK$76,468
+HK$4,386/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,164/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,458
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,482
−HK$2,053/mo
Today · 4.125%
HK$79,535
baseline
▲ 0.50% · 4.625%
HK$83,728
+HK$4,193/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,070/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,708 · Scale 2, in force from 26 Feb 2026)