LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,683
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,855
−HK$1,191/mo
Today · 4.125%
HK$40,046
baseline
▲ 0.50% · 4.625%
HK$42,483
+HK$2,437/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,092/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,922
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,046
−HK$1,141/mo
Today · 4.125%
HK$44,187
baseline
▲ 0.50% · 4.625%
HK$46,516
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,374/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,219
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,626
−HK$1,429/mo
Today · 4.125%
HK$48,055
baseline
▲ 0.50% · 4.625%
HK$50,979
+HK$2,924/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,110/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,306
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,655
−HK$1,369/mo
Today · 4.125%
HK$53,024
baseline
▲ 0.50% · 4.625%
HK$55,819
+HK$2,795/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,048/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,756
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,397
−HK$1,667/mo
Today · 4.125%
HK$56,064
baseline
▲ 0.50% · 4.625%
HK$59,476
+HK$3,412/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,128/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,691
−HK$3,170/mo
▼ 0.25% · 3.875%
HK$60,265
−HK$1,596/mo
Today · 4.125%
HK$61,861
baseline
▲ 0.50% · 4.625%
HK$65,122
+HK$3,261/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,722/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,829
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,939
−HK$2,144/mo
Today · 4.125%
HK$72,083
baseline
▲ 0.50% · 4.625%
HK$76,469
+HK$4,386/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,166/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,459
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,483
−HK$2,053/mo
Today · 4.125%
HK$79,536
baseline
▲ 0.50% · 4.625%
HK$83,729
+HK$4,193/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,072/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,715 · Scale 2, in force from 26 Feb 2026)