LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,683
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,856
−HK$1,190/mo
Today · 4.125%
HK$40,046
baseline
▲ 0.50% · 4.625%
HK$42,483
+HK$2,437/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,092/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,922
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,047
−HK$1,140/mo
Today · 4.125%
HK$44,187
baseline
▲ 0.50% · 4.625%
HK$46,516
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,374/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,220
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,627
−HK$1,429/mo
Today · 4.125%
HK$48,056
baseline
▲ 0.50% · 4.625%
HK$50,980
+HK$2,924/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,112/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,307
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,656
−HK$1,369/mo
Today · 4.125%
HK$53,025
baseline
▲ 0.50% · 4.625%
HK$55,820
+HK$2,795/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,050/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,757
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,398
−HK$1,667/mo
Today · 4.125%
HK$56,065
baseline
▲ 0.50% · 4.625%
HK$59,476
+HK$3,411/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,130/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,691
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,265
−HK$1,597/mo
Today · 4.125%
HK$61,862
baseline
▲ 0.50% · 4.625%
HK$65,123
+HK$3,261/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,724/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,830
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,940
−HK$2,144/mo
Today · 4.125%
HK$72,084
baseline
▲ 0.50% · 4.625%
HK$76,470
+HK$4,386/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,168/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,723 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,460
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,484
−HK$2,053/mo
Today · 4.125%
HK$79,537
baseline
▲ 0.50% · 4.625%
HK$83,730
+HK$4,193/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,074/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,723 · Scale 2, in force from 26 Feb 2026)