LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,686
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,859
−HK$1,191/mo
Today · 4.125%
HK$40,050
baseline
▲ 0.50% · 4.625%
HK$42,486
+HK$2,436/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,100/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,926
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,050
−HK$1,141/mo
Today · 4.125%
HK$44,191
baseline
▲ 0.50% · 4.625%
HK$46,520
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,382/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,224
−HK$2,835/mo
▼ 0.25% · 3.875%
HK$46,630
−HK$1,429/mo
Today · 4.125%
HK$48,059
baseline
▲ 0.50% · 4.625%
HK$50,984
+HK$2,925/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,118/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,311
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,660
−HK$1,369/mo
Today · 4.125%
HK$53,029
baseline
▲ 0.50% · 4.625%
HK$55,824
+HK$2,795/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,058/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,761
−HK$3,308/mo
▼ 0.25% · 3.875%
HK$54,402
−HK$1,667/mo
Today · 4.125%
HK$56,069
baseline
▲ 0.50% · 4.625%
HK$59,481
+HK$3,412/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,138/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,696
−HK$3,171/mo
▼ 0.25% · 3.875%
HK$60,270
−HK$1,597/mo
Today · 4.125%
HK$61,867
baseline
▲ 0.50% · 4.625%
HK$65,128
+HK$3,261/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,734/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,835
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,945
−HK$2,144/mo
Today · 4.125%
HK$72,089
baseline
▲ 0.50% · 4.625%
HK$76,476
+HK$4,387/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$144,178/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,770 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,466
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$77,490
−HK$2,053/mo
Today · 4.125%
HK$79,543
baseline
▲ 0.50% · 4.625%
HK$83,736
+HK$4,193/mo
Deposit HK$1.65M · loan HK$14.87M · min. income ≈ HK$159,086/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,770 · Scale 2, in force from 26 Feb 2026)