LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,688
−HK$2,363/mo
▼ 0.25% · 3.875%
HK$38,860
−HK$1,191/mo
Today · 4.125%
HK$40,051
baseline
▲ 0.50% · 4.625%
HK$42,488
+HK$2,437/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,102/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,927
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,052
−HK$1,141/mo
Today · 4.125%
HK$44,193
baseline
▲ 0.50% · 4.625%
HK$46,522
+HK$2,329/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,386/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,225
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,632
−HK$1,430/mo
Today · 4.125%
HK$48,062
baseline
▲ 0.50% · 4.625%
HK$50,986
+HK$2,924/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,124/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,313
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,662
−HK$1,369/mo
Today · 4.125%
HK$53,031
baseline
▲ 0.50% · 4.625%
HK$55,827
+HK$2,796/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,062/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,763
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,404
−HK$1,668/mo
Today · 4.125%
HK$56,072
baseline
▲ 0.50% · 4.625%
HK$59,484
+HK$3,412/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,144/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,698
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,273
−HK$1,597/mo
Today · 4.125%
HK$61,870
baseline
▲ 0.50% · 4.625%
HK$65,131
+HK$3,261/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,740/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,838
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,948
−HK$2,144/mo
Today · 4.125%
HK$72,092
baseline
▲ 0.50% · 4.625%
HK$76,479
+HK$4,387/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,184/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,798 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,469
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,493
−HK$2,054/mo
Today · 4.125%
HK$79,547
baseline
▲ 0.50% · 4.625%
HK$83,740
+HK$4,193/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,094/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,798 · Scale 2, in force from 26 Feb 2026)