LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,688
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,861
−HK$1,191/mo
Today · 4.125%
HK$40,052
baseline
▲ 0.50% · 4.625%
HK$42,489
+HK$2,437/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$80,104/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,928
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,052
−HK$1,141/mo
Today · 4.125%
HK$44,193
baseline
▲ 0.50% · 4.625%
HK$46,523
+HK$2,330/mo
Deposit HK$8.26M · loan HK$8.26M · min. income ≈ HK$88,386/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,226
−HK$2,836/mo
▼ 0.25% · 3.875%
HK$46,633
−HK$1,429/mo
Today · 4.125%
HK$48,062
baseline
▲ 0.50% · 4.625%
HK$50,987
+HK$2,925/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,124/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,314
−HK$2,718/mo
▼ 0.25% · 3.875%
HK$51,663
−HK$1,369/mo
Today · 4.125%
HK$53,032
baseline
▲ 0.50% · 4.625%
HK$55,827
+HK$2,795/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,064/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,764
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,405
−HK$1,668/mo
Today · 4.125%
HK$56,073
baseline
▲ 0.50% · 4.625%
HK$59,484
+HK$3,411/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,146/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,699
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,273
−HK$1,598/mo
Today · 4.125%
HK$61,871
baseline
▲ 0.50% · 4.625%
HK$65,132
+HK$3,261/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,742/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,839
−HK$4,254/mo
▼ 0.25% · 3.875%
HK$69,949
−HK$2,144/mo
Today · 4.125%
HK$72,093
baseline
▲ 0.50% · 4.625%
HK$76,480
+HK$4,387/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,186/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,806 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,470
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,494
−HK$2,054/mo
Today · 4.125%
HK$79,548
baseline
▲ 0.50% · 4.625%
HK$83,741
+HK$4,193/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,096/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,806 · Scale 2, in force from 26 Feb 2026)