LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,693
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,865
−HK$1,192/mo
Today · 4.125%
HK$40,057
baseline
▲ 0.50% · 4.625%
HK$42,494
+HK$2,437/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,114/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,933
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,058
−HK$1,140/mo
Today · 4.125%
HK$44,198
baseline
▲ 0.50% · 4.625%
HK$46,528
+HK$2,330/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,396/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$619,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,231
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,638
−HK$1,430/mo
Today · 4.125%
HK$48,068
baseline
▲ 0.50% · 4.625%
HK$50,993
+HK$2,925/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,136/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,319
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,669
−HK$1,369/mo
Today · 4.125%
HK$53,038
baseline
▲ 0.50% · 4.625%
HK$55,834
+HK$2,796/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,076/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,770
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,411
−HK$1,668/mo
Today · 4.125%
HK$56,079
baseline
▲ 0.50% · 4.625%
HK$59,491
+HK$3,412/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,158/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,706
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,281
−HK$1,597/mo
Today · 4.125%
HK$61,878
baseline
▲ 0.50% · 4.625%
HK$65,139
+HK$3,261/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,756/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,847
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,958
−HK$2,144/mo
Today · 4.125%
HK$72,102
baseline
▲ 0.50% · 4.625%
HK$76,489
+HK$4,387/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,204/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,879 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,479
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,504
−HK$2,053/mo
Today · 4.125%
HK$79,557
baseline
▲ 0.50% · 4.625%
HK$83,751
+HK$4,194/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,114/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,879 · Scale 2, in force from 26 Feb 2026)