LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,697
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,870
−HK$1,191/mo
Today · 4.125%
HK$40,061
baseline
▲ 0.50% · 4.625%
HK$42,499
+HK$2,438/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,122/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$619,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,938
−HK$2,265/mo
▼ 0.25% · 3.875%
HK$43,062
−HK$1,141/mo
Today · 4.125%
HK$44,203
baseline
▲ 0.50% · 4.625%
HK$46,533
+HK$2,330/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,406/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$619,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,236
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,644
−HK$1,429/mo
Today · 4.125%
HK$48,073
baseline
▲ 0.50% · 4.625%
HK$50,998
+HK$2,925/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,146/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,325
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,675
−HK$1,369/mo
Today · 4.125%
HK$53,044
baseline
▲ 0.50% · 4.625%
HK$55,840
+HK$2,796/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,088/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,776
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,418
−HK$1,667/mo
Today · 4.125%
HK$56,085
baseline
▲ 0.50% · 4.625%
HK$59,498
+HK$3,413/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,170/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,713
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,287
−HK$1,598/mo
Today · 4.125%
HK$61,885
baseline
▲ 0.50% · 4.625%
HK$65,147
+HK$3,262/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,770/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,855
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,965
−HK$2,145/mo
Today · 4.125%
HK$72,110
baseline
▲ 0.50% · 4.625%
HK$76,498
+HK$4,388/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,220/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,488
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,512
−HK$2,054/mo
Today · 4.125%
HK$79,566
baseline
▲ 0.50% · 4.625%
HK$83,760
+HK$4,194/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,132/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,949 · Scale 2, in force from 26 Feb 2026)