LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,698
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,870
−HK$1,192/mo
Today · 4.125%
HK$40,062
baseline
▲ 0.50% · 4.625%
HK$42,499
+HK$2,437/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,124/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$619,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,938
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,063
−HK$1,141/mo
Today · 4.125%
HK$44,204
baseline
▲ 0.50% · 4.625%
HK$46,534
+HK$2,330/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,408/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$619,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,237
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,644
−HK$1,430/mo
Today · 4.125%
HK$48,074
baseline
▲ 0.50% · 4.625%
HK$50,999
+HK$2,925/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,148/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,326
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,676
−HK$1,369/mo
Today · 4.125%
HK$53,045
baseline
▲ 0.50% · 4.625%
HK$55,841
+HK$2,796/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,090/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,777
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,418
−HK$1,668/mo
Today · 4.125%
HK$56,086
baseline
▲ 0.50% · 4.625%
HK$59,499
+HK$3,413/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,172/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,713
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,288
−HK$1,598/mo
Today · 4.125%
HK$61,886
baseline
▲ 0.50% · 4.625%
HK$65,148
+HK$3,262/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,772/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,856
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,966
−HK$2,145/mo
Today · 4.125%
HK$72,111
baseline
▲ 0.50% · 4.625%
HK$76,499
+HK$4,388/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,222/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,489
−HK$4,078/mo
▼ 0.25% · 3.875%
HK$77,513
−HK$2,054/mo
Today · 4.125%
HK$79,567
baseline
▲ 0.50% · 4.625%
HK$83,761
+HK$4,194/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,134/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,956 · Scale 2, in force from 26 Feb 2026)