LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,700
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,872
−HK$1,192/mo
Today · 4.125%
HK$40,064
baseline
▲ 0.50% · 4.625%
HK$42,502
+HK$2,438/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,128/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$619,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,941
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,065
−HK$1,142/mo
Today · 4.125%
HK$44,207
baseline
▲ 0.50% · 4.625%
HK$46,537
+HK$2,330/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,414/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$619,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,240
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,647
−HK$1,430/mo
Today · 4.125%
HK$48,077
baseline
▲ 0.50% · 4.625%
HK$51,002
+HK$2,925/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,154/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,329
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,679
−HK$1,369/mo
Today · 4.125%
HK$53,048
baseline
▲ 0.50% · 4.625%
HK$55,844
+HK$2,796/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,096/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$619,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,780
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,421
−HK$1,668/mo
Today · 4.125%
HK$56,089
baseline
▲ 0.50% · 4.625%
HK$59,502
+HK$3,413/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,178/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,717
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,292
−HK$1,597/mo
Today · 4.125%
HK$61,889
baseline
▲ 0.50% · 4.625%
HK$65,151
+HK$3,262/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,778/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$619,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,860
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,970
−HK$2,145/mo
Today · 4.125%
HK$72,115
baseline
▲ 0.50% · 4.625%
HK$76,503
+HK$4,388/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,230/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,493
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,518
−HK$2,054/mo
Today · 4.125%
HK$79,572
baseline
▲ 0.50% · 4.625%
HK$83,766
+HK$4,194/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,144/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$619,993 · Scale 2, in force from 26 Feb 2026)