LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,701
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,874
−HK$1,191/mo
Today · 4.125%
HK$40,065
baseline
▲ 0.50% · 4.625%
HK$42,503
+HK$2,438/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,130/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,942
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,067
−HK$1,141/mo
Today · 4.125%
HK$44,208
baseline
▲ 0.50% · 4.625%
HK$46,538
+HK$2,330/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,416/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,241
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,649
−HK$1,429/mo
Today · 4.125%
HK$48,078
baseline
▲ 0.50% · 4.625%
HK$51,004
+HK$2,926/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,156/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,330
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,680
−HK$1,370/mo
Today · 4.125%
HK$53,050
baseline
▲ 0.50% · 4.625%
HK$55,846
+HK$2,796/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,100/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,782
−HK$3,309/mo
▼ 0.25% · 3.875%
HK$54,423
−HK$1,668/mo
Today · 4.125%
HK$56,091
baseline
▲ 0.50% · 4.625%
HK$59,504
+HK$3,413/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,182/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,719
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,294
−HK$1,597/mo
Today · 4.125%
HK$61,891
baseline
▲ 0.50% · 4.625%
HK$65,154
+HK$3,263/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,782/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,862
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,973
−HK$2,144/mo
Today · 4.125%
HK$72,117
baseline
▲ 0.50% · 4.625%
HK$76,506
+HK$4,389/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,234/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,496
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,520
−HK$2,055/mo
Today · 4.125%
HK$79,575
baseline
▲ 0.50% · 4.625%
HK$83,769
+HK$4,194/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,150/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,014 · Scale 2, in force from 26 Feb 2026)