LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,701
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,874
−HK$1,191/mo
Today · 4.125%
HK$40,065
baseline
▲ 0.50% · 4.625%
HK$42,503
+HK$2,438/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,130/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,942
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,067
−HK$1,141/mo
Today · 4.125%
HK$44,208
baseline
▲ 0.50% · 4.625%
HK$46,538
+HK$2,330/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,416/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,241
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,649
−HK$1,429/mo
Today · 4.125%
HK$48,078
baseline
▲ 0.50% · 4.625%
HK$51,004
+HK$2,926/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,156/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,331
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,680
−HK$1,370/mo
Today · 4.125%
HK$53,050
baseline
▲ 0.50% · 4.625%
HK$55,846
+HK$2,796/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,100/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,782
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,423
−HK$1,669/mo
Today · 4.125%
HK$56,092
baseline
▲ 0.50% · 4.625%
HK$59,505
+HK$3,413/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,184/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,719
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,294
−HK$1,598/mo
Today · 4.125%
HK$61,892
baseline
▲ 0.50% · 4.625%
HK$65,154
+HK$3,262/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,784/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,862
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$69,973
−HK$2,145/mo
Today · 4.125%
HK$72,118
baseline
▲ 0.50% · 4.625%
HK$76,506
+HK$4,388/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,236/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,496
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,521
−HK$2,054/mo
Today · 4.125%
HK$79,575
baseline
▲ 0.50% · 4.625%
HK$83,769
+HK$4,194/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,150/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,016 · Scale 2, in force from 26 Feb 2026)