LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,703
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,875
−HK$1,192/mo
Today · 4.125%
HK$40,067
baseline
▲ 0.50% · 4.625%
HK$42,505
+HK$2,438/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,134/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,944
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,069
−HK$1,141/mo
Today · 4.125%
HK$44,210
baseline
▲ 0.50% · 4.625%
HK$46,540
+HK$2,330/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,420/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,243
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,650
−HK$1,430/mo
Today · 4.125%
HK$48,080
baseline
▲ 0.50% · 4.625%
HK$51,006
+HK$2,926/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,160/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,332
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,682
−HK$1,370/mo
Today · 4.125%
HK$53,052
baseline
▲ 0.50% · 4.625%
HK$55,848
+HK$2,796/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,104/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,784
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,425
−HK$1,669/mo
Today · 4.125%
HK$56,094
baseline
▲ 0.50% · 4.625%
HK$59,507
+HK$3,413/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,188/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,721
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,296
−HK$1,598/mo
Today · 4.125%
HK$61,894
baseline
▲ 0.50% · 4.625%
HK$65,156
+HK$3,262/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,788/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,865
−HK$4,255/mo
▼ 0.25% · 3.875%
HK$69,975
−HK$2,145/mo
Today · 4.125%
HK$72,120
baseline
▲ 0.50% · 4.625%
HK$76,509
+HK$4,389/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,240/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,038 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,499
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,523
−HK$2,055/mo
Today · 4.125%
HK$79,578
baseline
▲ 0.50% · 4.625%
HK$83,772
+HK$4,194/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,156/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,038 · Scale 2, in force from 26 Feb 2026)