LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,703
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,876
−HK$1,191/mo
Today · 4.125%
HK$40,067
baseline
▲ 0.50% · 4.625%
HK$42,505
+HK$2,438/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,134/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,944
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,069
−HK$1,141/mo
Today · 4.125%
HK$44,210
baseline
▲ 0.50% · 4.625%
HK$46,541
+HK$2,331/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,420/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,243
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,651
−HK$1,430/mo
Today · 4.125%
HK$48,081
baseline
▲ 0.50% · 4.625%
HK$51,006
+HK$2,925/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,162/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,333
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,683
−HK$1,369/mo
Today · 4.125%
HK$53,052
baseline
▲ 0.50% · 4.625%
HK$55,849
+HK$2,797/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,104/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,784
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,426
−HK$1,668/mo
Today · 4.125%
HK$56,094
baseline
▲ 0.50% · 4.625%
HK$59,507
+HK$3,413/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,188/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,722
−HK$3,172/mo
▼ 0.25% · 3.875%
HK$60,297
−HK$1,597/mo
Today · 4.125%
HK$61,894
baseline
▲ 0.50% · 4.625%
HK$65,157
+HK$3,263/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,788/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,865
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$69,976
−HK$2,145/mo
Today · 4.125%
HK$72,121
baseline
▲ 0.50% · 4.625%
HK$76,509
+HK$4,388/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,242/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,499
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,524
−HK$2,054/mo
Today · 4.125%
HK$79,578
baseline
▲ 0.50% · 4.625%
HK$83,773
+HK$4,195/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,156/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,044 · Scale 2, in force from 26 Feb 2026)