LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,705
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,878
−HK$1,192/mo
Today · 4.125%
HK$40,070
baseline
▲ 0.50% · 4.625%
HK$42,508
+HK$2,438/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,140/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,947
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,072
−HK$1,141/mo
Today · 4.125%
HK$44,213
baseline
▲ 0.50% · 4.625%
HK$46,543
+HK$2,330/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,426/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,246
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,654
−HK$1,430/mo
Today · 4.125%
HK$48,084
baseline
▲ 0.50% · 4.625%
HK$51,009
+HK$2,925/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,168/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,336
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,686
−HK$1,369/mo
Today · 4.125%
HK$53,055
baseline
▲ 0.50% · 4.625%
HK$55,852
+HK$2,797/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,110/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,787
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,429
−HK$1,668/mo
Today · 4.125%
HK$56,097
baseline
▲ 0.50% · 4.625%
HK$59,511
+HK$3,414/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$112,194/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,725
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,300
−HK$1,598/mo
Today · 4.125%
HK$61,898
baseline
▲ 0.50% · 4.625%
HK$65,161
+HK$3,263/mo
Deposit HK$4.96M · loan HK$11.57M · min. income ≈ HK$123,796/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,869
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$69,980
−HK$2,145/mo
Today · 4.125%
HK$72,125
baseline
▲ 0.50% · 4.625%
HK$76,514
+HK$4,389/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,250/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,504
−HK$4,079/mo
▼ 0.25% · 3.875%
HK$77,529
−HK$2,054/mo
Today · 4.125%
HK$79,583
baseline
▲ 0.50% · 4.625%
HK$83,778
+HK$4,195/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,166/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,081 · Scale 2, in force from 26 Feb 2026)