LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,706
−HK$2,364/mo
▼ 0.25% · 3.875%
HK$38,879
−HK$1,191/mo
Today · 4.125%
HK$40,070
baseline
▲ 0.50% · 4.625%
HK$42,509
+HK$2,439/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,140/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,947
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,072
−HK$1,142/mo
Today · 4.125%
HK$44,214
baseline
▲ 0.50% · 4.625%
HK$46,544
+HK$2,330/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,428/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,247
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,654
−HK$1,430/mo
Today · 4.125%
HK$48,084
baseline
▲ 0.50% · 4.625%
HK$51,010
+HK$2,926/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,168/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,337
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,687
−HK$1,369/mo
Today · 4.125%
HK$53,056
baseline
▲ 0.50% · 4.625%
HK$55,853
+HK$2,797/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,112/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,788
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,430
−HK$1,668/mo
Today · 4.125%
HK$56,098
baseline
▲ 0.50% · 4.625%
HK$59,512
+HK$3,414/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,196/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,726
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,301
−HK$1,598/mo
Today · 4.125%
HK$61,899
baseline
▲ 0.50% · 4.625%
HK$65,162
+HK$3,263/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,798/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,871
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$69,982
−HK$2,145/mo
Today · 4.125%
HK$72,127
baseline
▲ 0.50% · 4.625%
HK$76,515
+HK$4,388/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,254/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,505
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,530
−HK$2,055/mo
Today · 4.125%
HK$79,585
baseline
▲ 0.50% · 4.625%
HK$83,780
+HK$4,195/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,170/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,093 · Scale 2, in force from 26 Feb 2026)