LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,706
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,879
−HK$1,192/mo
Today · 4.125%
HK$40,071
baseline
▲ 0.50% · 4.625%
HK$42,509
+HK$2,438/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,142/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,948
−HK$2,266/mo
▼ 0.25% · 3.875%
HK$43,073
−HK$1,141/mo
Today · 4.125%
HK$44,214
baseline
▲ 0.50% · 4.625%
HK$46,545
+HK$2,331/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,428/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,248
−HK$2,837/mo
▼ 0.25% · 3.875%
HK$46,655
−HK$1,430/mo
Today · 4.125%
HK$48,085
baseline
▲ 0.50% · 4.625%
HK$51,011
+HK$2,926/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$96,170/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,338
−HK$2,719/mo
▼ 0.25% · 3.875%
HK$51,688
−HK$1,369/mo
Today · 4.125%
HK$53,057
baseline
▲ 0.50% · 4.625%
HK$55,854
+HK$2,797/mo
Deposit HK$6.61M · loan HK$9.92M · min. income ≈ HK$106,114/mo (50% DSR)
Upfront cash ≈ HK$7.23M (deposit + AVD stamp duty HK$620,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,789
−HK$3,310/mo
▼ 0.25% · 3.875%
HK$54,431
−HK$1,668/mo
Today · 4.125%
HK$56,099
baseline
▲ 0.50% · 4.625%
HK$59,513
+HK$3,414/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,198/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,727
−HK$3,173/mo
▼ 0.25% · 3.875%
HK$60,302
−HK$1,598/mo
Today · 4.125%
HK$61,900
baseline
▲ 0.50% · 4.625%
HK$65,163
+HK$3,263/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,800/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,872
−HK$4,256/mo
▼ 0.25% · 3.875%
HK$69,983
−HK$2,145/mo
Today · 4.125%
HK$72,128
baseline
▲ 0.50% · 4.625%
HK$76,517
+HK$4,389/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$144,256/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,102 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,506
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,531
−HK$2,055/mo
Today · 4.125%
HK$79,586
baseline
▲ 0.50% · 4.625%
HK$83,781
+HK$4,195/mo
Deposit HK$1.65M · loan HK$14.88M · min. income ≈ HK$159,172/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,102 · Scale 2, in force from 26 Feb 2026)