LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,713
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,887
−HK$1,191/mo
Today · 4.125%
HK$40,078
baseline
▲ 0.50% · 4.625%
HK$42,517
+HK$2,439/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,156/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,956
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,081
−HK$1,142/mo
Today · 4.125%
HK$44,223
baseline
▲ 0.50% · 4.625%
HK$46,554
+HK$2,331/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,446/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,256
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,664
−HK$1,430/mo
Today · 4.125%
HK$48,094
baseline
▲ 0.50% · 4.625%
HK$51,021
+HK$2,927/mo
Deposit HK$6.62M · loan HK$9.92M · min. income ≈ HK$96,188/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,347
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,697
−HK$1,370/mo
Today · 4.125%
HK$53,067
baseline
▲ 0.50% · 4.625%
HK$55,864
+HK$2,797/mo
Deposit HK$6.62M · loan HK$9.92M · min. income ≈ HK$106,134/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,799
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,441
−HK$1,669/mo
Today · 4.125%
HK$56,110
baseline
▲ 0.50% · 4.625%
HK$59,524
+HK$3,414/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,220/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,738
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,314
−HK$1,598/mo
Today · 4.125%
HK$61,912
baseline
▲ 0.50% · 4.625%
HK$65,175
+HK$3,263/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,824/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,884
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$69,996
−HK$2,145/mo
Today · 4.125%
HK$72,141
baseline
▲ 0.50% · 4.625%
HK$76,531
+HK$4,390/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,282/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,521
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,546
−HK$2,055/mo
Today · 4.125%
HK$79,601
baseline
▲ 0.50% · 4.625%
HK$83,797
+HK$4,196/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,202/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,218 · Scale 2, in force from 26 Feb 2026)