LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,714
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,887
−HK$1,192/mo
Today · 4.125%
HK$40,079
baseline
▲ 0.50% · 4.625%
HK$42,518
+HK$2,439/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,158/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,956
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,082
−HK$1,141/mo
Today · 4.125%
HK$44,223
baseline
▲ 0.50% · 4.625%
HK$46,554
+HK$2,331/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,446/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,257
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,665
−HK$1,430/mo
Today · 4.125%
HK$48,095
baseline
▲ 0.50% · 4.625%
HK$51,021
+HK$2,926/mo
Deposit HK$6.62M · loan HK$9.92M · min. income ≈ HK$96,190/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,348
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,698
−HK$1,370/mo
Today · 4.125%
HK$53,068
baseline
▲ 0.50% · 4.625%
HK$55,865
+HK$2,797/mo
Deposit HK$6.62M · loan HK$9.92M · min. income ≈ HK$106,136/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,800
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,442
−HK$1,669/mo
Today · 4.125%
HK$56,111
baseline
▲ 0.50% · 4.625%
HK$59,525
+HK$3,414/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,222/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,739
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,314
−HK$1,599/mo
Today · 4.125%
HK$61,913
baseline
▲ 0.50% · 4.625%
HK$65,176
+HK$3,263/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,826/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,885
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$69,997
−HK$2,145/mo
Today · 4.125%
HK$72,142
baseline
▲ 0.50% · 4.625%
HK$76,532
+HK$4,390/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,284/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,227 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,522
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,547
−HK$2,055/mo
Today · 4.125%
HK$79,602
baseline
▲ 0.50% · 4.625%
HK$83,798
+HK$4,196/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,204/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,227 · Scale 2, in force from 26 Feb 2026)