LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,715
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,888
−HK$1,192/mo
Today · 4.125%
HK$40,080
baseline
▲ 0.50% · 4.625%
HK$42,519
+HK$2,439/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,160/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,957
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,083
−HK$1,141/mo
Today · 4.125%
HK$44,224
baseline
▲ 0.50% · 4.625%
HK$46,555
+HK$2,331/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,448/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,258
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,666
−HK$1,430/mo
Today · 4.125%
HK$48,096
baseline
▲ 0.50% · 4.625%
HK$51,023
+HK$2,927/mo
Deposit HK$6.62M · loan HK$9.92M · min. income ≈ HK$96,192/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,349
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,699
−HK$1,370/mo
Today · 4.125%
HK$53,069
baseline
▲ 0.50% · 4.625%
HK$55,867
+HK$2,798/mo
Deposit HK$6.62M · loan HK$9.92M · min. income ≈ HK$106,138/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,801
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,443
−HK$1,669/mo
Today · 4.125%
HK$56,112
baseline
▲ 0.50% · 4.625%
HK$59,526
+HK$3,414/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,224/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,740
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,316
−HK$1,598/mo
Today · 4.125%
HK$61,914
baseline
▲ 0.50% · 4.625%
HK$65,178
+HK$3,264/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,828/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,887
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$69,999
−HK$2,145/mo
Today · 4.125%
HK$72,144
baseline
▲ 0.50% · 4.625%
HK$76,534
+HK$4,390/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,288/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,242 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,523
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,549
−HK$2,055/mo
Today · 4.125%
HK$79,604
baseline
▲ 0.50% · 4.625%
HK$83,800
+HK$4,196/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,208/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,242 · Scale 2, in force from 26 Feb 2026)