LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,716
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,889
−HK$1,192/mo
Today · 4.125%
HK$40,081
baseline
▲ 0.50% · 4.625%
HK$42,520
+HK$2,439/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,162/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,959
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,084
−HK$1,142/mo
Today · 4.125%
HK$44,226
baseline
▲ 0.50% · 4.625%
HK$46,557
+HK$2,331/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,452/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,259
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,667
−HK$1,431/mo
Today · 4.125%
HK$48,098
baseline
▲ 0.50% · 4.625%
HK$51,024
+HK$2,926/mo
Deposit HK$6.62M · loan HK$9.92M · min. income ≈ HK$96,196/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,351
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,701
−HK$1,370/mo
Today · 4.125%
HK$53,071
baseline
▲ 0.50% · 4.625%
HK$55,868
+HK$2,797/mo
Deposit HK$6.62M · loan HK$9.92M · min. income ≈ HK$106,142/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,803
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,445
−HK$1,669/mo
Today · 4.125%
HK$56,114
baseline
▲ 0.50% · 4.625%
HK$59,528
+HK$3,414/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,228/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,742
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,318
−HK$1,598/mo
Today · 4.125%
HK$61,916
baseline
▲ 0.50% · 4.625%
HK$65,180
+HK$3,264/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,832/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,889
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$70,001
−HK$2,145/mo
Today · 4.125%
HK$72,146
baseline
▲ 0.50% · 4.625%
HK$76,536
+HK$4,390/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,292/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,262 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,526
−HK$4,080/mo
▼ 0.25% · 3.875%
HK$77,551
−HK$2,055/mo
Today · 4.125%
HK$79,606
baseline
▲ 0.50% · 4.625%
HK$83,802
+HK$4,196/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,212/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,262 · Scale 2, in force from 26 Feb 2026)