LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,717
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,890
−HK$1,192/mo
Today · 4.125%
HK$40,082
baseline
▲ 0.50% · 4.625%
HK$42,521
+HK$2,439/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,164/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,959
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,085
−HK$1,141/mo
Today · 4.125%
HK$44,226
baseline
▲ 0.50% · 4.625%
HK$46,558
+HK$2,332/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,452/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,260
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,668
−HK$1,430/mo
Today · 4.125%
HK$48,098
baseline
▲ 0.50% · 4.625%
HK$51,025
+HK$2,927/mo
Deposit HK$6.62M · loan HK$9.92M · min. income ≈ HK$96,196/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,351
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,702
−HK$1,370/mo
Today · 4.125%
HK$53,072
baseline
▲ 0.50% · 4.625%
HK$55,869
+HK$2,797/mo
Deposit HK$6.62M · loan HK$9.92M · min. income ≈ HK$106,144/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,803
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,446
−HK$1,669/mo
Today · 4.125%
HK$56,115
baseline
▲ 0.50% · 4.625%
HK$59,529
+HK$3,414/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,230/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,743
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,319
−HK$1,598/mo
Today · 4.125%
HK$61,917
baseline
▲ 0.50% · 4.625%
HK$65,181
+HK$3,264/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,834/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,890
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$70,002
−HK$2,145/mo
Today · 4.125%
HK$72,147
baseline
▲ 0.50% · 4.625%
HK$76,537
+HK$4,390/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,294/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,527
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,553
−HK$2,055/mo
Today · 4.125%
HK$79,608
baseline
▲ 0.50% · 4.625%
HK$83,804
+HK$4,196/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,216/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,271 · Scale 2, in force from 26 Feb 2026)