LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,721
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,894
−HK$1,192/mo
Today · 4.125%
HK$40,086
baseline
▲ 0.50% · 4.625%
HK$42,525
+HK$2,439/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,172/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,964
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,089
−HK$1,142/mo
Today · 4.125%
HK$44,231
baseline
▲ 0.50% · 4.625%
HK$46,562
+HK$2,331/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,462/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,265
−HK$2,838/mo
▼ 0.25% · 3.875%
HK$46,673
−HK$1,430/mo
Today · 4.125%
HK$48,103
baseline
▲ 0.50% · 4.625%
HK$51,030
+HK$2,927/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,206/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,357
−HK$2,720/mo
▼ 0.25% · 3.875%
HK$51,707
−HK$1,370/mo
Today · 4.125%
HK$53,077
baseline
▲ 0.50% · 4.625%
HK$55,875
+HK$2,798/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,154/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,809
−HK$3,311/mo
▼ 0.25% · 3.875%
HK$54,451
−HK$1,669/mo
Today · 4.125%
HK$56,120
baseline
▲ 0.50% · 4.625%
HK$59,535
+HK$3,415/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,240/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,749
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,325
−HK$1,598/mo
Today · 4.125%
HK$61,923
baseline
▲ 0.50% · 4.625%
HK$65,187
+HK$3,264/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,846/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,897
−HK$4,258/mo
▼ 0.25% · 3.875%
HK$70,009
−HK$2,146/mo
Today · 4.125%
HK$72,155
baseline
▲ 0.50% · 4.625%
HK$76,545
+HK$4,390/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,310/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,335 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,535
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,561
−HK$2,055/mo
Today · 4.125%
HK$79,616
baseline
▲ 0.50% · 4.625%
HK$83,812
+HK$4,196/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,232/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,335 · Scale 2, in force from 26 Feb 2026)