LTV · monthly repayment
▼ 0.50% · 3.625%
HK$37,721
−HK$2,365/mo
▼ 0.25% · 3.875%
HK$38,894
−HK$1,192/mo
Today · 4.125%
HK$40,086
baseline
▲ 0.50% · 4.625%
HK$42,526
+HK$2,440/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$80,172/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,964
−HK$2,267/mo
▼ 0.25% · 3.875%
HK$43,090
−HK$1,141/mo
Today · 4.125%
HK$44,231
baseline
▲ 0.50% · 4.625%
HK$46,563
+HK$2,332/mo
Deposit HK$8.27M · loan HK$8.27M · min. income ≈ HK$88,462/mo (50% DSR)
Upfront cash ≈ HK$8.89M (deposit + AVD stamp duty HK$620,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$45,265
−HK$2,839/mo
▼ 0.25% · 3.875%
HK$46,673
−HK$1,431/mo
Today · 4.125%
HK$48,104
baseline
▲ 0.50% · 4.625%
HK$51,031
+HK$2,927/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$96,208/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,357
−HK$2,721/mo
▼ 0.25% · 3.875%
HK$51,708
−HK$1,370/mo
Today · 4.125%
HK$53,078
baseline
▲ 0.50% · 4.625%
HK$55,875
+HK$2,797/mo
Deposit HK$6.62M · loan HK$9.93M · min. income ≈ HK$106,156/mo (50% DSR)
Upfront cash ≈ HK$7.24M (deposit + AVD stamp duty HK$620,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$52,809
−HK$3,312/mo
▼ 0.25% · 3.875%
HK$54,452
−HK$1,669/mo
Today · 4.125%
HK$56,121
baseline
▲ 0.50% · 4.625%
HK$59,536
+HK$3,415/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$112,242/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$58,750
−HK$3,174/mo
▼ 0.25% · 3.875%
HK$60,325
−HK$1,599/mo
Today · 4.125%
HK$61,924
baseline
▲ 0.50% · 4.625%
HK$65,188
+HK$3,264/mo
Deposit HK$4.96M · loan HK$11.58M · min. income ≈ HK$123,848/mo (50% DSR)
Upfront cash ≈ HK$5.58M (deposit + AVD stamp duty HK$620,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$67,898
−HK$4,257/mo
▼ 0.25% · 3.875%
HK$70,010
−HK$2,145/mo
Today · 4.125%
HK$72,155
baseline
▲ 0.50% · 4.625%
HK$76,546
+HK$4,391/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$144,310/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,341 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,535
−HK$4,081/mo
▼ 0.25% · 3.875%
HK$77,561
−HK$2,055/mo
Today · 4.125%
HK$79,616
baseline
▲ 0.50% · 4.625%
HK$83,813
+HK$4,197/mo
Deposit HK$1.65M · loan HK$14.89M · min. income ≈ HK$159,232/mo (50% DSR)
Upfront cash ≈ HK$2.27M (deposit + AVD stamp duty HK$620,341 · Scale 2, in force from 26 Feb 2026)